This particular fact sheet coversР’ England & Wales.Р’ We also provide a variation forР’ ScotlandР’ if you really need it.
This particular fact sheet lets you know dealing with your non-priority creditors, such as for instance bank cards, quick unsecured loans and overdrafts, you have made them if they refuse to accept the payment offer. If you should be attempting to deal straight along with your creditors and negotiate an inexpensive payment plan, this fact sheet has helpful information and suggestions about techniques you need to use. E mail us for advice if you should be not sure whether creditors are concern or non-priority.
Make use of this fact sheet to:
The test letters mentioned in this particular fact sheet is filled in on our]( that is[website).
If your creditor declines my offer
You often get a mixed response; with some creditors accepting your offer and some refusing when you write to your creditors making an offer of payment. Then you can use the Reconsider my pro-rata offer sample letter to ask them to reconsider if a creditor has refused your offer of payment.
If you’d like time for you get financial obligation advice in order to find a financial obligation solution, you might want to give consideration to obtaining respiration room.